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	<title>Birds on the Blog &#187; Kate Shaw</title>
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	<description>Business Women of Opinion!</description>
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		<title>Forty isn’t old, if you’re a tree…</title>
		<link>http://www.birdsontheblog.co.uk/forty-isn%e2%80%99t-old-if-you%e2%80%99re-a-tree%e2%80%a6/</link>
		<comments>http://www.birdsontheblog.co.uk/forty-isn%e2%80%99t-old-if-you%e2%80%99re-a-tree%e2%80%a6/#comments</comments>
		<pubDate>Sat, 22 Jan 2011 10:00:44 +0000</pubDate>
		<dc:creator>KateShaw</dc:creator>
				<category><![CDATA[Art]]></category>
		<category><![CDATA[Kate Shaw]]></category>
		<category><![CDATA[Latest]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Popular Posts]]></category>
		<category><![CDATA[Cardiff]]></category>
		<category><![CDATA[ChildLine]]></category>
		<category><![CDATA[Home appliance]]></category>
		<category><![CDATA[Kitchenaid]]></category>
		<category><![CDATA[London]]></category>
		<category><![CDATA[Prosecco]]></category>
		<category><![CDATA[Shropshire]]></category>

		<guid isPermaLink="false">http://www.birdsontheblog.co.uk/?p=13286</guid>
		<description><![CDATA[Pin It It was my 40th birthday a few days ago. This, apparently, means that my life has officially begun. For me it was not a day for a crisis or any kind of age related angst, but a day for celebrating – which I did. Thoroughly. My liver suggests possibly too thoroughly and yes, [...]<p><a href="http://www.birdsontheblog.co.uk/forty-isn%e2%80%99t-old-if-you%e2%80%99re-a-tree%e2%80%a6/">Forty isn’t old, if you’re a tree…</a> is another contribution from: <a href="http://www.birdsontheblog.co.uk">Birds on the Blog, the home of business women bloggers</a> If you like this post, then please stop by and comment. We use Comment Luv so you get valuable links to your own posts :)

Grab a free digital book in our book club: this month <a href="http://www.birdsontheblog.co.uk/book-club-engagement-from-scratch/">Engagement From Scratch</a>

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]]></description>
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		<slash:comments>10</slash:comments>
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		<title>Life cover – how to choose the best policy for you</title>
		<link>http://www.birdsontheblog.co.uk/life-cover-%e2%80%93-how-to-choose-the-best-policy-for-you/</link>
		<comments>http://www.birdsontheblog.co.uk/life-cover-%e2%80%93-how-to-choose-the-best-policy-for-you/#comments</comments>
		<pubDate>Thu, 09 Dec 2010 14:00:13 +0000</pubDate>
		<dc:creator>Special Guest</dc:creator>
				<category><![CDATA[Kate Shaw]]></category>
		<category><![CDATA[Latest]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Babs]]></category>
		<category><![CDATA[Estate planning]]></category>
		<category><![CDATA[Individual Retirement Account]]></category>
		<category><![CDATA[Inheritance tax]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Lump sum]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Trust law]]></category>

		<guid isPermaLink="false">http://www.birdsontheblog.co.uk/?p=12098</guid>
		<description><![CDATA[Pin It I’m writing this following a request from our Babs. I wanted to write about biscuits but there we are, life cover it is. Now, it would be fair to assume that all life policies are created equal but that is where you are so very wrong, my friends. The underlying principle is the [...]<p><a href="http://www.birdsontheblog.co.uk/life-cover-%e2%80%93-how-to-choose-the-best-policy-for-you/">Life cover – how to choose the best policy for you</a> is another contribution from: <a href="http://www.birdsontheblog.co.uk">Birds on the Blog, the home of business women bloggers</a> If you like this post, then please stop by and comment. We use Comment Luv so you get valuable links to your own posts :)

Grab a free digital book in our book club: this month <a href="http://www.birdsontheblog.co.uk/book-club-engagement-from-scratch/">Engagement From Scratch</a>

<a href="http://www.birdsontheblog.co.uk/send-in-a-guest-post/">Fancy sharing a guest post with us?</a>
<P>

</p>
]]></description>
		<wfw:commentRss>http://www.birdsontheblog.co.uk/life-cover-%e2%80%93-how-to-choose-the-best-policy-for-you/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Edible gifts: Mince Pie Muffins</title>
		<link>http://www.birdsontheblog.co.uk/edible-gifts-mince-pie-muffins/</link>
		<comments>http://www.birdsontheblog.co.uk/edible-gifts-mince-pie-muffins/#comments</comments>
		<pubDate>Thu, 02 Dec 2010 19:00:47 +0000</pubDate>
		<dc:creator>Special Guest</dc:creator>
				<category><![CDATA[Food]]></category>
		<category><![CDATA[Kate Shaw]]></category>
		<category><![CDATA[Latest]]></category>
		<category><![CDATA[Popular Posts]]></category>

		<guid isPermaLink="false">http://www.birdsontheblog.co.uk/?p=11803</guid>
		<description><![CDATA[Pin It When I was a child (many, many years ago) I used to make presents for my family. Not because I was creative in any way, shape or form, but because my Mum made me. It’s only now as an adult and a Mum myself that I can see the value in it. I [...]<p><a href="http://www.birdsontheblog.co.uk/edible-gifts-mince-pie-muffins/">Edible gifts: Mince Pie Muffins</a> is another contribution from: <a href="http://www.birdsontheblog.co.uk">Birds on the Blog, the home of business women bloggers</a> If you like this post, then please stop by and comment. We use Comment Luv so you get valuable links to your own posts :)

Grab a free digital book in our book club: this month <a href="http://www.birdsontheblog.co.uk/book-club-engagement-from-scratch/">Engagement From Scratch</a>

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<P>

</p>
]]></description>
		<wfw:commentRss>http://www.birdsontheblog.co.uk/edible-gifts-mince-pie-muffins/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Beware your mortgage lender</title>
		<link>http://www.birdsontheblog.co.uk/beware-your-mortgage-lender/</link>
		<comments>http://www.birdsontheblog.co.uk/beware-your-mortgage-lender/#comments</comments>
		<pubDate>Sat, 27 Nov 2010 10:00:25 +0000</pubDate>
		<dc:creator>Special Guest</dc:creator>
				<category><![CDATA[Kate Shaw]]></category>
		<category><![CDATA[Latest]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Popular Posts]]></category>

		<guid isPermaLink="false">http://www.birdsontheblog.co.uk/?p=11502</guid>
		<description><![CDATA[Do you have a mortgage? If you do, how carefully did you check the small print of your mortgage offer before completion of your purchase or remortgage? Many lenders including Natwest, Royal Bank of Scotland and HSBC have what is known as an “all monies clause” in their mortgage offers and most people don’t even [...]<p><a href="http://www.birdsontheblog.co.uk/beware-your-mortgage-lender/">Beware your mortgage lender</a> is another contribution from: <a href="http://www.birdsontheblog.co.uk">Birds on the Blog, the home of business women bloggers</a> If you like this post, then please stop by and comment. We use Comment Luv so you get valuable links to your own posts :)

Grab a free digital book in our book club: this month <a href="http://www.birdsontheblog.co.uk/book-club-engagement-from-scratch/">Engagement From Scratch</a>

<a href="http://www.birdsontheblog.co.uk/send-in-a-guest-post/">Fancy sharing a guest post with us?</a>
<P>

</p>
]]></description>
		<wfw:commentRss>http://www.birdsontheblog.co.uk/beware-your-mortgage-lender/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Tracking down lost money</title>
		<link>http://www.birdsontheblog.co.uk/tracking-down-lost-money/</link>
		<comments>http://www.birdsontheblog.co.uk/tracking-down-lost-money/#comments</comments>
		<pubDate>Thu, 18 Nov 2010 14:00:00 +0000</pubDate>
		<dc:creator>Special Guest</dc:creator>
				<category><![CDATA[Kate Shaw]]></category>
		<category><![CDATA[Latest]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Popular Posts]]></category>

		<guid isPermaLink="false">http://www.birdsontheblog.co.uk/?p=11269</guid>
		<description><![CDATA[Times are hard and we all need every penny we have. Yet it is estimated that there is around £15 billion of savers’ money in lost and dormant accounts in the UK. If you think that some of it may be yours, here’s what to do: Building Society &#38; Bank Accounts If your account hasn’t [...]<p><a href="http://www.birdsontheblog.co.uk/tracking-down-lost-money/">Tracking down lost money</a> is another contribution from: <a href="http://www.birdsontheblog.co.uk">Birds on the Blog, the home of business women bloggers</a> If you like this post, then please stop by and comment. We use Comment Luv so you get valuable links to your own posts :)

Grab a free digital book in our book club: this month <a href="http://www.birdsontheblog.co.uk/book-club-engagement-from-scratch/">Engagement From Scratch</a>

<a href="http://www.birdsontheblog.co.uk/send-in-a-guest-post/">Fancy sharing a guest post with us?</a>
<P>

</p>
]]></description>
		<wfw:commentRss>http://www.birdsontheblog.co.uk/tracking-down-lost-money/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<title>Pension reform 101</title>
		<link>http://www.birdsontheblog.co.uk/pension-reform-101/</link>
		<comments>http://www.birdsontheblog.co.uk/pension-reform-101/#comments</comments>
		<pubDate>Tue, 09 Nov 2010 10:00:45 +0000</pubDate>
		<dc:creator>Special Guest</dc:creator>
				<category><![CDATA[Kate Shaw]]></category>
		<category><![CDATA[Latest]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Popular Posts]]></category>
		<category><![CDATA[Woman in Business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Employment]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Hargreaves Lansdown]]></category>
		<category><![CDATA[National Employment Savings Trust]]></category>
		<category><![CDATA[Pension]]></category>

		<guid isPermaLink="false">http://www.birdsontheblog.co.uk/?p=10822</guid>
		<description><![CDATA[Pin It The Pension Reform From October 2012 onwards all eligible workers will have to be automatically enrolled in a Qualifying Pension Scheme. There will be minimum contributions required from each worker and employer. The Qualifying Scheme could be your existing company scheme if it meets the qualifying criteria, or the National Employment Savings Trust [...]<p><a href="http://www.birdsontheblog.co.uk/pension-reform-101/">Pension reform 101</a> is another contribution from: <a href="http://www.birdsontheblog.co.uk">Birds on the Blog, the home of business women bloggers</a> If you like this post, then please stop by and comment. We use Comment Luv so you get valuable links to your own posts :)

Grab a free digital book in our book club: this month <a href="http://www.birdsontheblog.co.uk/book-club-engagement-from-scratch/">Engagement From Scratch</a>

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<P>

</p>
]]></description>
		<wfw:commentRss>http://www.birdsontheblog.co.uk/pension-reform-101/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>How much do you stash away into your pension each month?</title>
		<link>http://www.birdsontheblog.co.uk/how-much-do-you-stash-away-into-your-pension-each-month/</link>
		<comments>http://www.birdsontheblog.co.uk/how-much-do-you-stash-away-into-your-pension-each-month/#comments</comments>
		<pubDate>Wed, 03 Nov 2010 14:00:31 +0000</pubDate>
		<dc:creator>Special Guest</dc:creator>
				<category><![CDATA[Kate Shaw]]></category>
		<category><![CDATA[Latest]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Popular Posts]]></category>
		<category><![CDATA[Life annuity]]></category>
		<category><![CDATA[National Insurance]]></category>
		<category><![CDATA[Pension]]></category>
		<category><![CDATA[Public sector]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.birdsontheblog.co.uk/?p=10722</guid>
		<description><![CDATA[Pin It Can you afford to retire? How much do you stash away into your pension each month? Do you even have a pension? Image via Wikipedia Fewer than half of British women are saving enough for an adequate pension and 25% save nothing at all. It’s unsurprising that single, divorced and widowed women make [...]<p><a href="http://www.birdsontheblog.co.uk/how-much-do-you-stash-away-into-your-pension-each-month/">How much do you stash away into your pension each month?</a> is another contribution from: <a href="http://www.birdsontheblog.co.uk">Birds on the Blog, the home of business women bloggers</a> If you like this post, then please stop by and comment. We use Comment Luv so you get valuable links to your own posts :)

Grab a free digital book in our book club: this month <a href="http://www.birdsontheblog.co.uk/book-club-engagement-from-scratch/">Engagement From Scratch</a>

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<P>

</p>
]]></description>
		<wfw:commentRss>http://www.birdsontheblog.co.uk/how-much-do-you-stash-away-into-your-pension-each-month/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<title>Life after Divorce &#8211; finance</title>
		<link>http://www.birdsontheblog.co.uk/life-after-divorce-finance/</link>
		<comments>http://www.birdsontheblog.co.uk/life-after-divorce-finance/#comments</comments>
		<pubDate>Thu, 21 Oct 2010 09:00:39 +0000</pubDate>
		<dc:creator>Special Guest</dc:creator>
				<category><![CDATA[Kate Shaw]]></category>
		<category><![CDATA[Latest]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Popular Posts]]></category>
		<category><![CDATA[Child]]></category>
		<category><![CDATA[Life after Divorce - finances]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Pension]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.birdsontheblog.co.uk/?p=10259</guid>
		<description><![CDATA[The ink’s dry on the Decree Absolute, you’ve finished crying – hell, you’ve even thrown party! You’ve divided everything up (in a mature adult fashion, naturally) from home, to money, to kids, to friends and so the new phase of life begins. Slightly battered, a bit more cynical and probably determined that this time it’s [...]<p><a href="http://www.birdsontheblog.co.uk/life-after-divorce-finance/">Life after Divorce &#8211; finance</a> is another contribution from: <a href="http://www.birdsontheblog.co.uk">Birds on the Blog, the home of business women bloggers</a> If you like this post, then please stop by and comment. We use Comment Luv so you get valuable links to your own posts :)

Grab a free digital book in our book club: this month <a href="http://www.birdsontheblog.co.uk/book-club-engagement-from-scratch/">Engagement From Scratch</a>

<a href="http://www.birdsontheblog.co.uk/send-in-a-guest-post/">Fancy sharing a guest post with us?</a>
<P>

</p>
]]></description>
		<wfw:commentRss>http://www.birdsontheblog.co.uk/life-after-divorce-finance/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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		<title>Wanted: Financial Adviser. Must have Morals.</title>
		<link>http://www.birdsontheblog.co.uk/wanted-financial-adviser-must-have-morals/</link>
		<comments>http://www.birdsontheblog.co.uk/wanted-financial-adviser-must-have-morals/#comments</comments>
		<pubDate>Wed, 13 Oct 2010 09:00:28 +0000</pubDate>
		<dc:creator>Special Guest</dc:creator>
				<category><![CDATA[Kate Shaw]]></category>
		<category><![CDATA[Latest]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Popular Posts]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Dark Ages]]></category>
		<category><![CDATA[Financial adviser]]></category>
		<category><![CDATA[Financial plan]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Independent Financial Adviser]]></category>

		<guid isPermaLink="false">http://www.birdsontheblog.co.uk/?p=10098</guid>
		<description><![CDATA[Pin It When was the last time you leaped out of bed filled with joy at the thought of going out to find a Financial Adviser? Never? Surely not….. So now we’ve established that most of us would rather go for root canal work than find an adviser, when the moment is upon us and [...]<p><a href="http://www.birdsontheblog.co.uk/wanted-financial-adviser-must-have-morals/">Wanted: Financial Adviser. Must have Morals.</a> is another contribution from: <a href="http://www.birdsontheblog.co.uk">Birds on the Blog, the home of business women bloggers</a> If you like this post, then please stop by and comment. We use Comment Luv so you get valuable links to your own posts :)

Grab a free digital book in our book club: this month <a href="http://www.birdsontheblog.co.uk/book-club-engagement-from-scratch/">Engagement From Scratch</a>

<a href="http://www.birdsontheblog.co.uk/send-in-a-guest-post/">Fancy sharing a guest post with us?</a>
<P>

</p>
]]></description>
		<wfw:commentRss>http://www.birdsontheblog.co.uk/wanted-financial-adviser-must-have-morals/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
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		<title>Money Moans &#8211; banks and financial advisors</title>
		<link>http://www.birdsontheblog.co.uk/money-moans-banks-and-financial-advisors/</link>
		<comments>http://www.birdsontheblog.co.uk/money-moans-banks-and-financial-advisors/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 09:00:04 +0000</pubDate>
		<dc:creator>Special Guest</dc:creator>
				<category><![CDATA[Kate Shaw]]></category>
		<category><![CDATA[Latest]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Popular Posts]]></category>

		<guid isPermaLink="false">http://www.birdsontheblog.co.uk/?p=9629</guid>
		<description><![CDATA[Pin It I’m very grateful to The Daily Mail for providing me with the inspiration for this piece. It’s rare that it ever provides me with anything other than amusement or mind-bending disbelief so that in itself made a refreshing change. Let’s be honest – we all love to hate the banks. And we mainly [...]<p><a href="http://www.birdsontheblog.co.uk/money-moans-banks-and-financial-advisors/">Money Moans &#8211; banks and financial advisors</a> is another contribution from: <a href="http://www.birdsontheblog.co.uk">Birds on the Blog, the home of business women bloggers</a> If you like this post, then please stop by and comment. We use Comment Luv so you get valuable links to your own posts :)

Grab a free digital book in our book club: this month <a href="http://www.birdsontheblog.co.uk/book-club-engagement-from-scratch/">Engagement From Scratch</a>

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<P>

</p>
]]></description>
		<wfw:commentRss>http://www.birdsontheblog.co.uk/money-moans-banks-and-financial-advisors/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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